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WanderWit
New member
I'm planning a trip to Thailand and trying to figure out if accident insurance is a must-have. I know car rentals come with insurance, but what about motorbikes or if I decide to engage in some adventure sports? The roads seem a bit unpredictable, and I'm not sure if my regular travel insurance will cover everything, especially for activities like jet skiing or hiking. Has anyone had experiences where accident insurance came in handy in Thailand? Or is it something I can skip for a short trip?